Stone Creek, FL Real Estate Listings & Homes for Sale

Stone Creek is a gated 55+ Del Webb community specifically designed for active adults. This age-restricted status creates a lifestyle tailored to residents seeking a quiet yet vibrant setting. Buyers should consider whether they’re looking for a community with organized social clubs, low-maintenance living, and peers in the same stage of life. Amenities include a clubhouse, fitness center, indoor and outdoor pools, tennis and pickleball courts, and a full activities calendar. Understanding how these features align with your long-term lifestyle goals is essential when choosing to live in a community like Stone Creek.

The HOA in Stone Creek provides extensive services such as lawn maintenance, common area upkeep, security gates, and access to amenities. However, fees vary by property type and can influence overall monthly costs. Buyers should review what is included in the HOA dues—such as basic cable, landscaping, or irrigation—and understand any restrictions tied to home modifications, fencing, or rentals. Comparing HOA terms across available properties is crucial to ensuring they align with both your budget and desired lifestyle.

Stone Creek offers both new-build homes and resale properties, each with distinct advantages. New construction allows for customization of floorplans, finishes, and energy-efficient features, but may involve a longer timeline and additional costs for upgrades. Resale homes often come with mature landscaping, established neighborhoods, and faster move-in timelines—but may require updates or renovations. Deborah Sumey can help buyers assess which option fits their preferences and guide them through builder negotiations or resale evaluations.

Many homes in Stone Creek back onto scenic preserves, lakes, or the community’s golf course—features that command a premium. Buyers should consider not only the view but also privacy, sunlight exposure, and resale value when selecting a lot. East- or north-facing patios may offer more comfortable year-round outdoor use, while golf course lots provide stunning views but may come with higher HOA dues or noise during early hours. Deborah can provide insight into the long-term value and tradeoffs of each homesite type.

Location within Stone Creek matters—both in terms of internal community access (proximity to the clubhouse or back gates) and external connectivity. Buyers should evaluate how close the home is to local hospitals, pharmacies, shopping centers, and restaurants. Stone Creek is ideally located near major thoroughfares like SR-200, giving residents quick access to medical services and entertainment in Ocala. For retirees or those managing health conditions, proximity to quality healthcare can be a key buying consideration.

While many buyers choose Stone Creek as a forever home, resale potential still matters—whether due to life changes or estate planning. Homes with upgraded finishes, extended lanais, or premium lots tend to retain value better in the resale market. Additionally, Del Webb’s reputation for well-managed communities helps support long-term appreciation. Deborah can help evaluate which properties hold the strongest resale appeal based on current trends and comparable sales in the area.