On Top Of The World Real Estate Listings & Homes for Sale

OTOW is not a single, uniform community—it’s a collection of distinct neighborhoods, including gated and non-gated areas, as well as maintenance-included and standard subdivisions. Some areas offer private access to amenities, while others do not. Buyers should understand how each section of OTOW differs in terms of home design, HOA responsibilities, and lifestyle. Whether you're looking for a quiet residential zone or a high-activity social hub, Deborah can help match your preferences to the right section of the community.

OTOW is fully golf cart–friendly, with dedicated cart lanes connecting homes to clubhouses, shopping centers, restaurants, and even medical offices within and outside the community. This feature enhances mobility and convenience, especially for residents who no longer wish to drive daily. Buyers should consider proximity to key destinations like The Circle Square Commons or the Arbor Club if regular golf cart use is important. Not all homes are equally positioned to benefit from this feature, making location within OTOW critical.

While OTOW includes many amenities in its standard HOA dues—such as fitness centers, pools, and recreational classes—certain features like the golf course, fitness club upgrades, or private classes may require separate memberships or additional fees. Buyers should clarify exactly which services are included with their home purchase and which are optional add-ons. Understanding these distinctions upfront ensures the lifestyle you envision is both accessible and financially practical.

Homes in OTOW are primarily built by On Top of the World Communities, with different collections offering various features, floorplans, and energy-efficiency standards. Some homes come with solar panels or gas lines, while others are strictly electric. Warranty terms also differ depending on the age of the home and whether it's new construction or resale. Reviewing the builder’s history, warranty coverage, and included vs. optional upgrades will help you assess long-term maintenance expectations and overall value.

Not all neighborhoods within OTOW have the same pet or rental policies. Some sections restrict rental durations or cap the number of homes that can be leased at any given time, which could impact investment flexibility. Similarly, pet-friendly areas may vary in terms of breed restrictions, leash rules, or limits on the number of pets allowed. Buyers planning to rent their home part-time or live with pets should ask Deborah for specific CC&R documents related to their targeted neighborhood.

OTOW’s social calendar is a major draw for residents, offering concerts, workshops, clubs, travel groups, and continuing education programs. However, some activities and spaces—such as The Master the Possibilities education center—may have enrollment fees or space limits. Not all sections of OTOW have equal access to every event or facility. Buyers should consider how actively they plan to participate in community life and ensure their home location supports that involvement.