Stone Creek

• Reunion Center - 22,500 Sq. Ft.

• 1,135 Seat Grand Ballroom & Stage

• Meeting Room

• Card Room

• Arts & Crafts Room with Kiln

• Wallstreet Room

• Billiards Room

• Catering Kitchen

• 5 Tennis Courts

• 8 Bocce Ball Court

• 8 Pickleball Courts

• 6 Horseshoe Pits

• Softball Field

• Picnic Pavilion

• Event Lawn

• Walking & Biking Trails

• Scenic Lakes & Ponds

• Catch & Release Fishing Lake

• Parks & Natural Space

• Elan Spa - 23,500 Sq. Ft.
• Locker Rooms
• State-of-the-Art Fitness Center
• Aerobics & Dance Studio
• Massage Services
• Indoor Pool & Spa
• Outdoor Pool & Spa

• 18-Hole Terry Doss Championship Course
• Putting Green
• Driving Range
• Pro Shop
• Stone Creek Grille

• All Faiths

• Basic Ballroom Workout

• Beginner Tai Chi

• Bike Group

• Bocce

• Bridge

• Bunco

• Community Stitchers

• Computer Club

• Crafts of the Mind

• Culinary Arts

• Culture Vultures

• Digital Video Services

• Dynamic Stretch

• Euchre Club

• Farkel

• Garden Club

• Glee Club

• Golf

• Hand & Foot 

• Happy Feet

• Ice Cream Social

• Interval Training

• Kitchen Club

• Ladies Billiards

• Leisure Arts League

• Line Dancing

• Lunch Bunch

• Mah Jongg

• Men on a Journey Bible Study

• Men's Billiards

• Mexican Train Dominoes

• Photography

• Pickleball

• Pickleball Women's Open

• Pilates

• Pinebrook Ladies Luncheon

• Pinochle

• Poker Group

• Seminars

• Senior Fitness

• Sewing Group

• Shalom Club
  

• Shareshop

• Sociable Singles

• Softball

• Sports Club

• Stained Glass Group

• Step Aerobics

• Table Tennis

• Tai Chi

• Tailgate Parties

• Tennis

• Tini Tuesdays

• Tone/Cardio Combo

• Total Body Conditioning

• Travel Club

• Veterans Group

• Water Aerobics

• Water Volleyball

• Women of the Way Bible Study

• Woodworking Club

• Yoga 

• Zumba

Who Lives Here

The community draws primarily from the Northeast and Midwest, with significant representation from New York, New Jersey, Pennsylvania, Ohio, and Michigan. Many residents are "halfbacks"—snowbirds who initially moved to South Florida, found it too congested or expensive, and relocated halfway back north to Central Florida.

Residents tend to be health-conscious and socially engaged. Former executives golf alongside former teachers. Military retirees compare notes with small business owners. The common thread is activity—whether that's pickleball, travel clubs, or volunteer work.

Couples predominate, though single residents find strong social infrastructure. Most are fully retired, though a notable segment works part-time, consults remotely, or runs small businesses. Ages typically range from late 50s to early 80s, with the sweet spot around 65-75.

Location & Geography

Stone Creek occupies a prime position in southwest Marion County, approximately 5 miles south of downtown Ocala. The community is bounded by SW 80th Avenue to the east and extends westward into preserved natural areas, with primary access via SW 60th Avenue (CR 484).

The terrain is classic Central Florida: gently rolling with natural ponds, wetland preserves, and mature oak hammocks. Elevation sits around 75 feet—high enough to avoid flood concerns that plague coastal areas. The landscape features sandy soils typical of the Florida aquifer region.

Climate is subtropical humid (Köppen Cfa). Summers are hot and wet with afternoon thunderstorms; winters are mild with occasional cold fronts. Average highs reach 92°F in summer and 68°F in winter. The area receives approximately 52 inches of annual rainfall, concentrated June through September.

Marion County is renowned as "Horse Capital of the World," with over 1,200 horse farms and training facilities. The rolling terrain and natural springs create a distinctly different Florida than the flat coastal regions—more pastoral, less developed, and surprisingly scenic.

Real Estate Market Snapshot

The market offers genuine variety. Entry-level attached villas start in the low $300s. Single-family homes range from the mid-$300s for older resales to $500K+ for newer construction with premium lots and upgrades. Golf course and preserve views command premiums of $30K–$75K.

Inventory fluctuates seasonally. Winter months (November–March) see increased buyer activity as snowbirds make decisions. Summer brings fewer buyers but also motivated sellers. Well-priced resales in desirable locations typically move within 30–45 days.

New construction timelines run 6–12 months depending on customization level. Del Webb periodically offers quick move-in homes for buyers seeking faster occupancy. Lot premiums vary significantly—golf course frontage and water views can add $50K+ to base pricing.

Factors to Consider When Buying

• HOA Fees and Structure: Monthly HOA fees currently run approximately $280–$350 depending on property type and neighborhood phase. Fees cover amenity access, common area maintenance, lawn care (front yard), and community infrastructure. Understand exactly what's included—some phases have additional CDD (Community Development District) fees that appear on property tax bills.
• Age Restrictions: At least one resident in each home must be 55 or older. No permanent residents under 19 are permitted. Grandchildren and younger guests can visit but cannot establish residency. Verify current rules if extended family situations might apply.
• New Construction vs. Resale: New construction offers current floor plans and builder warranties but requires 6–12 month waits and careful upgrade budgeting (options add up quickly). Resales provide immediate occupancy, often include expensive upgrades, but may have older systems and dated finishes. Both have merits depending on your priorities.
• Lot Location and Views: Premium locations—golf course frontage, water features, preserve backing—command significant premiums but also resell more easily. Interior lots cost less but may feel more densely situated. Conservation views provide privacy but can't be altered. Evaluate sun exposure for pools and lanais.
• Hurricane Preparedness: Central Florida experiences hurricanes less frequently than coastal areas, but preparation matters. Many homes have hurricane shutters or impact windows. Verify what protection exists, whether the home has a reinforced garage door, and what insurance rates reflect. Stone Creek's inland location reduces but doesn't eliminate storm risk.
• Golf Membership Options: Golf membership is optional and separate from HOA fees. Evaluate whether you'll actually use it before committing. Social memberships provide clubhouse access without full golf privileges. Non-golfers shouldn't feel pressured—the community offers abundant non-golf amenities.

Factors to Consider When Selling

• Seasonal Timing: Peak buyer activity runs October through April when snowbirds visit and make decisions. Listing in September positions you for fall shopping season. Summer sales happen but expect fewer showings. Avoid listing in August—it's the slowest month as potential buyers avoid Florida heat.
• Competition with New Construction: Del Webb continues selling new homes, meaning you compete with builder inventory. Price your resale to reflect the value proposition: immediate move-in, included upgrades, established landscaping. Buyers choosing resale typically want to avoid 6–12 month construction waits.
• Staging for the 55+ Buyer: Your buyers prioritize single-story living, minimal stairs, and age-in-place features. Highlight grab bars as features, not liabilities. Show the lanai furnished for entertaining. Demonstrate adequate lighting. Remove clutter aggressively—55+ buyers are typically downsizing and want to visualize their own belongings.
• Upgrade Documentation: Document every upgrade you've made: hurricane shutters, extended lanai, pool installation, upgraded appliances, crown molding. Buyers struggle to value improvements they can't see. Receipts and before/after photos justify your asking price and differentiate from basic models.
• Pricing Reality: Out-of-state buyers research extensively before visiting. Overpriced listings get skipped before showings happen. Study comparable sales carefully. Homes priced correctly from launch sell faster and often at higher final prices than those requiring reductions.
• Virtual Tour Investment: Many buyers make initial decisions from 1,000+ miles away. High-quality photos are mandatory; 3D virtual tours and video walkthroughs are increasingly expected. Professional photography pays for itself through faster sales and better offers.

Why People Love Stone Creek

The Value Proposition: Comparable Del Webb communities in Tampa or Orlando cost $100K–$200K more. Stone Creek delivers the same developer, similar amenities, and equivalent home quality at Central Florida prices. Your retirement dollar stretches further without sacrificing lifestyle.

Ready-Made Social Life: Moving to a new place in retirement can mean isolation. Stone Creek solves this with 100+ clubs and activities—from pickleball leagues to book clubs to travel groups. Making friends isn't hard when everyone shares similar life stages and interests.

Low-Maintenance Living: HOA fees cover front yard maintenance. Newer construction means fewer repairs. The community handles common areas, gates, and amenities. You spend time living your retirement rather than maintaining property.

Florida Without Florida Extremes: No hurricane anxiety of coastal living. No Miami or Orlando traffic. No tourist congestion. Stone Creek provides Florida sunshine, mild winters, and outdoor lifestyle without the downsides that make coastal Florida challenging.
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Security and Peace of Mind: Gated access, active security, and engaged neighbors create genuine safety. Residents travel knowing their homes are watched. Crime is virtually nonexistent within the community.